How do auto insurance adjusters determine the value of a totalled auto ?

"If Obamacare is really terrible"Consequently like a year ago I acquired a citation in California state for no certificate and no  insurance  and obtained stopped. It's since visited selections and it is not paid off however due primarily to the interest rate being ridiculous"I ended and simply had auto  insurance ... Now therefore I dont require any futher  insurance .like 6 months to 1 year I do want to sell the vehicle